Vets Choice InsuranceVets Choice
Insurance
Independent Animal Hospital Association

Independent Animal Hospital Association

Preferred Partner

The Pet Insurance
Vets Trust

Get up to 90% reimbursement on vet bills,
Claims approved in hours. Coverage from $1/day.
At the Veterinarian of your choice.

Get a Quote in 3 minutes
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DON'T TAKE OUR WORD FUR IT!

Pawsitive reviews
from happy customers.

Caroline Beretta

Easy process to add my new pet and the rates are within my budget. The process to submit a claim was fast. I recommend it.

Caroline Beretta

R

ASPCA is the best insurance for pets. It is super easy to submit claims. And the pricing is comparable to other insurance. Also ASPCA covers special food for pets for a limited time like special science diet for kidney problems and other insurances don't help at all with food.

Roxanne

Bunce

This is the best company for pet insurance. Filing a claim online is easy and it is reviewed promptly with any reimbursement money going directly into my bank account quickly. Their service center is the best as you can always talk to a live person and get clear answers to your questions.

Bunce

A

Great customer service, very reasonably priced coverage plans, and quick turnaround processing claims

Anonymous

JH

The ease of submitting claims, paperwork, updating the file. I wish all apps were like this. The actual humans who work customer service are kind, helpful, professional. They help a great deal to make sure in case there is a paperwork issue that it gets resolved quickly. I recommend aspca to everyone.

Jeffrey Haas

Jodi

ASPCA pet insurance staff was wonderful to work with and the process was so easy to submit a claim. Turnaround time for an answer came with 5 days. Overall wonderful experience.

Jodi

SV

I've had aspca pet insurance for years. I highly recommend. The claims process is simple and I get my refund quickly after submitting.

Stephanie Vandevanter

JW

Once your account is set up, filing the insurance claims are easy and paid quickly. Would recommend ASPCA insurance to anyone looking for pet insurance.

J.T. Warner

Alexis Athans McLauchlin

Very Happy with the ASPCA pet insurance. It was a quick and easy process!

Alexis Athans McLauchlin

WHY YOU SHOULD GET YOUR PET INSURED

Be fur-tunately
covered
pet-puppy-insurance-pink
1

Recover Up to 90% of Vet Costs

Don't let surprise bills slow you down. File a claim in under a minute and get up to 90% back—deposited directly to your bank, often within 2 business days.

2

Your Vet, Your Choice

Keep your trusted vet or visit ANY licensed veterinarian, specialist, or 24/7 emergency clinic nationwide. No networks, no hoops—just the care your pet deserves.

3
Complete Coverage

Complete CoverageSM covers a wide range of medical conditions and treatments for your pet. It is a comprehensive pet insurance program that covers a wide range of medical conditions and treatments for your pet. See everything that is covered

ASPCA® Pet Health Insurance plans are offered by PTZ Insurance Agency, Ltd., carrying forward the same dedication to animal welfare that defines The American Society for the Prevention of Cruelty to Animals (ASPCA). As a strategic partner of the ASPCA since 2006, The ASPCA Pet Health Insurance program is committed to providing reliable, affordable, and trustworthy coverage so pets can live happier, healthier, longer lives.

The ASPCA Pet Health Insurance program offers customizable plans to help pet parents manage veterinary costs. Their mission is to help pets live longer, healthier lives by making veterinary care more affordable. As one of the oldest pet insurance providers in the US, they are the ASPCA’s only strategic partner for pet insurance.

Happy, healthy
pets...

Don't let a vet bill break the bank.
Get your pet covered with a plan that fits your needs

Our Best Pet Insurance PlanComplete CoverageSMGet Started
  • Covers accidents AND illnesses - from broken bones to cancer treatments
  • Includes hereditary conditions that other insurers often exclude
  • Reimburses alternative therapies like acupuncture and physical therapy
  • Even covers behavioral issues and prescription therapeutic diets
Complete Coverage is our most robust plan and gives you the comfort of knowing your pet has coverage. A Complete Coverage plan reimburses you for the eligible costs of exam fees, diagnostics, treatments, hereditary conditions, alternative therapies, behavioral issues, and more. See Coverage Breakdown
Complete CoverageSM - Our Best Pet Insurance Plan
Our Lower-Cost PlanAccident-Only CoverageGet Started
  • Covers emergency visits when your pet gets hurt unexpectedly
  • Pays for expensive surgeries from accidents like torn ACLs or broken bones
  • Includes all accident-related costs: X-rays, medications, and hospitalization
  • Affordable monthly premiums make protection accessible for every pet parent
Accident-only is our accident and emergency pet insurance plan that gives you cash back for the eligible costs of veterinary care in the chance of an unexpected injury. It covers all sorts of diagnostic services and treatments prescribed for accidents, such as X-rays, blood work, medications, hospitalization, and surgery.
Accident-Only Coverage - Our Lower-Cost Plan
Our Add-On PlanPreventive Care CoverageGet Started
  • Get cash back for routine vet visits and annual wellness exams
  • Covers essential vaccines, spay/neuter, and dental cleanings
  • Includes preventive medications for fleas, ticks, and heartworms
  • Use it immediately - no waiting period like other coverage types
Preventive Care Coverage gives you cash back based on a schedule for eligible routine services that help keep your pet living a happier, healthier, longer life, like annual check-ups, vaccines, and screenings. Designed with your pet's wellness in mind, we offer two levels of preventive care coverage that you can add to your base plan for just a small additional cost per month.
Preventive Care Coverage - Our Add-On Plan
FURRY’QUENTLY ASKED QUESTIONS

Curious cats?
Questions answered.

**Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms Preventive Care coverage reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254, or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is produced by PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937).

The ® is not an insurer and is not engaged in the business of insurance. Through a licensing agreement, the ASPCA receives a royalty fee that is in exchange for use of the ASPCA’s marks and is not a charitable contribution.

Vets Choice Insurance is a brand name of Dow Agency Insurance (NPN: 7648017; CA license 0D87914) a licensed insurance agency. Dow Agency Insurance does not underwrite pet insurance or pay claims, but receives compensation on sale and/or renewal.